MSWITCH GUIDE · REMORTGAGES
When should you start looking at a remortgage?
A practical starting point for planning around your deal end date.
Updated 19 October 2026 · General information
Work backwards from your existing deal
Consider reviewing your mortgage around six months before the current deal ends. This is a planning starting point, not a universal application window. Products, offers and lender deadlines differ.
Separate the dates that matter
The date your fixed rate ends, the date an early repayment charge stops and the date a new offer expires may not be identical. Ask Anwar to help you check the sequence before committing.
Your starting checklist
- Find your current mortgage statement
- Confirm the deal end date and any early repayment charge
- List changes to your income or borrowing
- Arrange a conversation before making a new application
How does this apply to you?
Anwar can discuss your circumstances, explain the options available through Mswitch and confirm any advice fee before you proceed.
Book a 30-minute appointmentExplore the relevant serviceLender criteria and product availability can change. This is general information, not tax or legal advice. Ask a suitably qualified professional about tax or legal decisions.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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